![]() ![]() Jason Allen & Robert Clark & Jean-François Houde & Shaoteng Li & Anna Trubnikova, 2023.Journal of Financial Stability, Elsevier, vol. " Assessing targeted macroprudential financial regulation: The case of the 2006 commercial real estate guidance for banks," " Changes in bank lending standards and the macroeconomy,"Ģ012-24, Board of Governors of the Federal Reserve System (U.S.). Journal of the ASFMRA, American Society of Farm Managers and Rural Appraisers, vol. " The Impact of Bank Concentration on Land Values," ![]() Sant’Anna, Ana Claudia & Katchova, Ani L., 2019." Service output of bank holding companies in the 1990s and the role of risk," Zhiguo He & Jing Huang & Jidong Zhou, 2022.Ģ262R, Cowles Foundation for Research in Economics, Yale University." Open Banking: Credit Market Competition When Borrowers Own the Data,"Ģ8118, National Bureau of Economic Research, Inc.Ģ262, Cowles Foundation for Research in Economics, Yale University.Ģ020-168, Becker Friedman Institute for Research In Economics. Zhiguo He & Jing Huang & Jidong Zhou, 2020.These findings suggest that FCS mergers may have altered some strategic portfolio decisions of ag banks in their respective markets, though the effects on ag banks’ profitability were relatively minor. However, he also shows that FCS mergers likely decreased ag banks’ agricultural operational loans as a share of their total loans and increased ag banks’ interest expenses from historically low levels. Francisco Scott explores the effects of FCS mergers on agricultural banks (ag banks) and finds that FCS mergers have had mostly muted long-term aggregate effects on ag banks’ interest income, efficiency, and agricultural real estate loans as a share of their total loans. Thus far, however, how the FCS’s evolving size and scope affect agricultural bank operations, particularly through mergers, has not been adequately examined. Starting in the 2000s, the FCS gained a substantial market share of total agricultural debt, lending credibility to these concerns. Since the 1990s, however, mergers and acquisitions have increasingly concentrated both the FCS and commercial banks, raising concerns about potential effects on the agricultural credit market. Commercial banks and the Farm Credit System (FCS) have been the most important sources of agricultural loans in the United States in recent decades. ![]()
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |